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Latifah, Afidatul (2025) PENGARUH FINANCIAL TECHNOLOGY PAYMENT, FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE, DAN FINANCIAL SELF- EFFICACY TERHADAP PENGELOLAAN KEUANGAN MAHASANTRI DI PONDOK PESANTREN AL-MUNAWWIR KRAPYAK YOGYAKARTA. Skripsi thesis, UNIVERSITAS ALMA ATA YOGYAKARTA.